New York's Premier Insurance Brokerage
Gold Coast Brokerage delivers precision-engineered insurance solutions for construction projects, commercial enterprises, professional practices, and the personal assets you've worked hard to build — backed by over two decades of New York expertise.
20+
Years Experience
1000+
Clients Served
6
Coverage Areas
Our Coverage Areas
From the steel and concrete of a construction site to the heart of your home, Gold Coast Brokerage structures coverage that holds up under pressure — and under New York law.
Ground-up builds to complex renovations demand specialized protection. We structure builder's risk, contractor liability, and owner-controlled programs that guard your assets, workforce, and schedule from the unexpected.
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Performance bonds, payment bonds, and bid bonds that satisfy contract requirements and protect project owners, subcontractors, and suppliers. We navigate surety markets to secure the terms your projects demand.
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Full-spectrum commercial coverage — commercial property, general liability, business auto, and workers' compensation — designed for businesses that cannot afford gaps in protection when it matters most.
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Your home, vehicles, and personal property represent a lifetime of commitment. We provide personalized homeowners, auto, umbrella, and high-value asset coverage built around your individual circumstances.
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Protect your family's financial future with thoughtfully structured life insurance and health coverage. We evaluate the full marketplace to identify plans that align with your long-term goals and budget.
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Errors & omissions, directors & officers, and cyber liability coverage for professionals who carry significant responsibility. We design protection that keeps your practice — and your reputation — defensible.
Learn MoreWhy Gold Coast Brokerage
As an independent broker, we work for you — not the carriers. That means unbiased advice and access to a broad market of insurers to find the best fit for your specific risk profile.
Our deep specialty in construction insurance means we understand the nuances of contractor risk, bonding requirements, and project-specific exposures that generalist brokers simply miss.
Every policy we place is reviewed line by line for your situation. We don't fit you into a template — we build coverage around your actual exposure and contractual obligations.
Our relationships extend well beyond the initial placement. We review, re-market, and advocate on your behalf at every renewal and every claim — for the life of your business.
20+
Years of Excellence
About Us
Gold Coast Brokerage is led by Michael Fillas, a licensed Property & Casualty Broker based at 1 Plaza Road in Greenvale, New York. Over more than two decades, Michael has built a reputation as a trusted advisor — one who takes the time to understand each client's unique risk profile before making a single recommendation.
Our specialty in construction insurance sets us apart from generalist brokers. We understand the unique pressures contractors, developers, and owners face — from bonding requirements to completed operations exposure — and we negotiate aggressively within the insurance marketplace to deliver competitive, comprehensive programs.
Licensed Property & Casualty Brokers with decades of demonstrated expertise across New York's complex insurance landscape.
Unmatched depth in construction insurance — from bid bond to completed operations — including CRIS-designated expertise.
As independent brokers, we work for you — not the carriers. Unbiased advice and access to a broad market of insurers to find the best fit.
Our Brokers
Founder & Principal
“Every client deserves an advisor who treats their coverage with the same care they would their own.”
Michael Fillas is the founder and principal broker of Gold Coast Brokerage — an advisor whose two decades of experience are matched only by his commitment to the clients he serves.
Based in Greenvale, New York, Michael established Gold Coast Brokerage on a straightforward premise: that every client — whether a contractor breaking ground on a new project, a business owner managing commercial risk, or a family protecting what they've built — deserves an advisor who treats their coverage with the same care they would their own.
Over more than two decades in the industry, Michael has developed deep expertise across construction insurance, commercial lines, personal lines, and professional liability. His breadth of knowledge allows him to serve as a true one-stop advisor — one who can look at a client's full risk profile, identify gaps, and structure comprehensive solutions without ever losing sight of what matters most: value, clarity, and protection that holds up when it's needed.
Michael's specialty in construction insurance is the cornerstone of Gold Coast Brokerage's reputation. He understands the unique exposures contractors, developers, and project owners face in New York — from bonding requirements and workers' compensation complexities to wrap-up programs and completed operations coverage — and he navigates the insurance marketplace with the confidence of someone who has built those relationships over a career.
Above all, Michael built Gold Coast Brokerage to be a firm where clients are known by name, not by policy number. That principle guides every conversation, every placement, and every renewal.
Construction Insurance Specialist
“Construction risk isn't generic. Neither should your insurance be.”
Dimitri specializes in construction insurance for contractors and developers navigating New York's demanding regulatory environment. His construction expertise is what sets him apart from generalist brokers.
Dimitri understands the lifecycle of a construction project — from bid bond to completed operations — and the nuances that can leave a contractor exposed if a policy isn't structured correctly. He has worked with general contractors, specialty subcontractors, and developers across the five boroughs and Long Island, securing programs that balance comprehensive protection with competitive market rates.
What makes Dimitri uniquely well-rounded is a background that extends beyond the brokerage desk. He served as Chief Compliance Officer for the Penta Group — giving him firsthand knowledge of how construction businesses operate from the inside. He understands the pressures of contract compliance, the pace of active job sites, and the real consequences of coverage gaps.
Combined with his CRIS designation, this insider perspective allows him to anticipate risks that others simply wouldn't think to ask about — making him an invaluable partner for any construction operation in New York.
Get In Touch
Ready to protect your assets? Contact us today and we'll find the best coverage for your needs and budget.